№ 07  ·  92107  ·  on top of the ridge


Point Loma Heights.

A central Point Loma pocket balancing beach access, neighborhood convenience, and classic residential streets.

Point Loma Heights sits between Ocean Beach, Fleetridge and Loma Portal making it one of the peninsula’s most practical residential locations. It offers access to beaches, parks, schools, and neighborhood services without the highest pricing. Point Loma Highlands and Heights includes many options for attached units and condo/townhome complexes. 

The personality is casual, local, and convenient. It feels more everyday than La Playa and less tourist-facing than Ocean Beach, appealing to residents who want the Point Loma lifestyle with balanced access.

At a glance

ZIP

92107

Median 3BR

~$1.3M–$2.2M

Homes

~1,500–2,500

Walk Score

65

Schools

Silver Gate · Dana + Correia · PLHS

Park acreage

Point Loma Community Park, Bill Cleator Field

Best for

Families, first time buyers, convenience-focused

Founded

Mostly 1940s–1960s

Where it is

The neighborhood runs along the ridge north to south between Santa Barbara Street and Chatsworth Boulevard and crossed by Nimitz Boulevard.

North edge: Closer to Ocean Beach and bordered by I-8.

South edge: Closer to  Sunset Cliffs and crossed by major streets including Point Loma Avenue and Hill Street.

East/West edges: Ocean Beach Highlands on the west and Loma Portal to the east. 

 

Adjacent: Ocean Beach, Sunset Cliffs, Loma Portal, Fleetridge, Midway District

A brief history

Point Loma Heights sits within the greater Point Loma Peninsula, a part of San Diego with a history that stretches back thousands of years to the Kumeyaay people and later became closely connected to San Diego’s maritime, military, and coastal development.

While Point Loma is known for its dramatic ocean views, historic landmarks, yacht clubs, and beaches, Point Loma Heights is more about everyday life. This is a working class residential neighborhood where you’re close to the action without necessarily being in the middle of it.

Much of the neighborhood’s residential development took shape as San Diego expanded in the mid-20th century and Point Loma became increasingly accessible by car. Today, the area has a distinctly established, residential feel, with a mix of longtime homeowners, families, military, and people drawn to the lifestyle of living on the Point Loma Peninsula.

The streets worth driving

Voltaire Street

Local commercial and residential connector with cafés and services.

Catalina Boulevard

Major Point Loma spine with access north and south.

Chatsworth Boulevard

Classic residential corridor with established homes.

Point Loma avenue

The residential street connecting the east and west sides of the Peninsula.  Features gorgeous views of the Pacific Ocean as you drive west toward Ocean Beach.

Nimitz Boulevard

Practical access to freeways out of Point Loma or merge to Harbor Drive to get to airport or downtown in minutes.

Bernice Street

Nestled among the “poets” streets, Bernice is a crowd favorite featuring quaint (many historic) homes with manicured yards, mature trees and close to parks and services.

Architecture

  • 1940s–1950s cottages and ranch homes: common original housing stock.
  • 1960s suburban homes: practical layouts, garages, and family-oriented design.
  • Renovated coastal cottages: updated interiors with preserved modest scale.
  • Modern infill and expansions: second-story additions and contemporary remodels.

HOA / design rules: No HOA; remodels vary by lot, slope, and local zoning. Designs range from coastal cottage, tutor or contemporary.

Living here day-to-day

Point Loma Heights often has a practical coastal climate: cool, breezy, and close to the ocean but less exposed than the bluff line. Marine layer is common, especially closer to OB and Sunset Cliffs.

Walkability is moderate to strong depending on proximity to Voltaire, Catalina, and neighborhood services. It is one of the better locations for residents who want access to both Ocean Beach and inland Point Loma.

The social feel is local and unfussy. Residents include families, longtime Point Lomans, young professionals, and buyers seeking a more attainable peninsula entry point.

The real estate

Snapshot date: May 2026 public-market estimate. Refresh with MLS before publishing.

Home typeTypical sq ftPrice rangeWhat you get
Entry cottage / 2BR800–1,200$950K–$1.3MSmaller home, older condition, central location.
Mid-tier 3BR1,300–1,900$1.3M–$1.9MTypical family home, moderate updates.
Renovated 3BR/4BR1,900–2,700$1.9M–$2.8MUpdated layout, better lot or finish level.
Top tier custom/expanded2,700+$2.8M+Larger home, premium remodel, possible view elements.

Schools

SchoolNotes
ElementarySilver Gate Elementary | Rank: 9/10
MiddleDana Middle (5th-6th) | Rank: 8/10                    Correia Middle (7th-8th) | Rank 6/10
HighPoint Loma High School (9-12) | Rank: 9/10
Private / charterHigh Tech Elementary, Middle + High schools at Liberty Station, The Rock Academy, Warren-Walker, St. Charles.

Where to eat, shop, walk

Eat

Shop

Walk

“Point Loma Heights is the connector — close to the beach, close to errands, and still very much a neighborhood.”

Mike McCurdy

Things to know before moving here

  1. Boundaries and school assignments should always be verified by exact address.
  2. Some areas are more walkable than others.
  3. Traffic on Nimitz, Voltaire, and Catalina can affect peak-hour movement.
  4. Older homes may need renovation or systems updates.
  5. Aircraft noise common. Located under flight path. Noise varies by exact location. Most homes retrofitted by the San Diego Quieter Homes Program. 
  6. It does not have the same prestige pricing or view profile as La Playa or Sunset Cliffs, which can be a benefit or tradeoff depending on buyer goals.

More from the journal

Thinking about Point Loma Highlands? Send Mike a note. He’ll tell you which blocks are quietly coming up, which homes have details you’d never spot from a photo, and which streets you’d be paying a premium for. There’s a difference.

Keep reading.